Neil Howe is managing director of demography at Hedgeye Risk Management; he is also an author and speaker on economic, demographic, and social change in America. He has written over a dozen books on generations, many of them with William Strauss, including Generations, The Fourth Turning, Millennials Rising, and Millennials in the Workplace. Mr. Howe has served as senior policy adviser to Blackstone Group and has testified on entitlement reform many times before Congress. He is currently a senior associate at the Center for Strategic and International Studies and the Global Aging Institute. Howe received his bachelor’s degree from UC Berkeley and received graduate degrees in economics and history from Yale University.